[Skip to Content]

"News You Can Use"

January 2013

Happy New Year! We hope the upcoming year brings you much health, happiness and peace. To me, this is one of the most enjoyable seasons-when family and friends gather to celebrate and give thanks for good health and fulfilling lives.


It’s also a time for us to look back and reflect upon the investment challenges and opportunities we have all faced together. Each year brings new lessons and new excitement. As we journey into 2013, we would like to review your financial plan and ensure the investment alternatives you have selected remain appropriate in light of changing markets and your personal situation. We are here to help you develop a strategy that is right for you and your family.


With warm regards,


Cecil A. Ross

The Economics of Borrowing from Your 401(k)
When times are tough, that pool of dollars sitting in your 401(k) plan account may start to look attractive. But before you decide to take a plan loan, be sure you understand the financial impact. It's not as simple as you think.
More Details

Healthy Personal Finance Resolutions for the New Year
The new year is a good time to make resolutions that pertain to the overall health of your personal finances.
More Details

Real-life Financial Tips for Different Generations
Do you remember The Game of Life®? In the game, players progress through life stages making decisions that affect their overall prosperity. Like those players, today's generations face financial decisions with lasting impacts. Here are some tips for staying focused despite life's ups and downs.
More Details

Is winter storm damage covered by my homeowners insurance policy?
Whether or not winter storm damage is covered by your homeowners insurance policy will depend on the type of policy you have and the type of damage that occurs.
More Details

I just installed a new furnace in my home. Is the energy tax credit still available?
Unfortunately, most of the tax credits for making energy-efficient improvements to your home, such as installing a new furnace, are no longer available.
More Details